One place for everything.
Messaging, payments, loyalty and local life in one privacy-first European super app.
Messaging in one place.
Payments in another.
Bookings somewhere else.
Delivery apps. Loyalty apps. Transport apps.
Nothing is unified, Nothing is European-owned, Nothing puts privacy first.
A single app for messaging, payments, loyalty, bookings and everyday life, private, simple and built for Europe.One app.
One Identity.
One trusted place for your digital life.
💬 Messaging
Fast, secure conversations with friends, family and businesses.
⚡ Instant Payments
Send and receive money in seconds across Europe.
📲 QR Pay
Simple, instant payments for cafés, barbers, salons and local shops.
🎁 Loyalty Wallet
One universal wallet replacing dozens of loyalty apps.
📅 Bookings
Book appointments seamlessly inside the app.
📍 Local Discovery
Explore cafés, restaurants and services around you.
🧾 Merchant Dashboard
Simple tools for SMEs to manage payments, loyalty and customers.
GDPR-first ecosystem
PSD3 and Open Banking acceleration
SEPA Instant Payments
EU Digital Identity Wallet
QR/payment adoption rising
SMEs need lower fees + digital tools
Europeans demanding better privacy controls.
Europe is ready for a unified, privacy-first alternative.
Phase 1 — LondonMessaging, instant payments, QR pay and loyalty for early SME partners.
Phase 2 — UK ExpansionBookings, discovery, student network and expanded merchant tools.
Phase 3 — EuropeMini-app ecosystem, multi-city expansion and integration with EU digital identity infrastructure.
Help build the foundation of NOVA, from architecture to prototype.
Work directly with the founder on core messaging, payments and loyalty features.
Get lower fees, instant QR payments and built-in loyalty tools.
Become one of NOVA’s first pilot cafés, barbers, salons or local shops.
Founder: Fraser Gilmartin
Email: [email protected]
LinkedIn: www.linkedin.com/in/fraser-gilmartin-aa3575159
© 2026 NOVA — Privacy-first by design.